Is Low Cost Auto Insurance Worth It?
For so many years Americans have been fooled into thinking the more money we spend on a product the better it is. With a few years under your belt and a few financial hardships later you realize something different. You realize that it is possible to get things of quality and not have to spend a fortune. Does low cost auto insurance fall into that category?
You might want to evaluate a few things before selecting a low cost insurance provider in Las Vegas, NV. Take a look at the company's ratings to see how the rating companies score them. The agent can tell you anything over the phone to get you as a customer but they wont tell you about the Standard & Poor low rating for too many denied claims. Did you ask any friends or family that already have the insurance if they're happy? They will definitely tell you the truth besides relying on those fake generic testimonials on the insurance websites page.
Now this might sound a little strange but check out the technology of the company. Is there more than one way to make a payment or are you mailing a payment in the mail every month. Are you able to make payments online and is it user friendly? There should be 24-hour customer service , not hours between 8-5 Monday through Friday and when you call you are barely ever able to get an agent on the phone.
These are valid points and yes , they may sound a little trivial but they are very important. It might be in your best interest to see what consumers have said on the complaint report. Are the complaints low or are they high and what exactly is everyone complaining about. If you read things like too many claims being denied then you should worry but if you read that the customer service is poor than that my be a decision you will have to make on your own. What exactly is important to you and what your needs are really are the most important things.
So if you have shopped around to different auto insurance carriers and you know what you must have on your policy so that you're not under insured than go for it. There are some of us that don't need to have name brand in order to know that we are still getting a great product. The only advice anyone could give you is to do your research and make sure that you have everything you need on your policy. If you have a new car than you probably already know that you will need full coverage so don't even think about liability insurance to save your self some money. There are other ways to save money and compromising on the type of coverage you have is not the way. It's entirely up to you as to buying low cost auto insurance. Decide for yourself what are some must-haves and then go from there. Good Luck.